Indian Rupee (₹)

US Dollar ($)

Note: Lumpsum investments involve investing a large amount at once. This calculator helps you estimate the future value of your one-time investment based on compound interest.

Principal Amount

₹

Expected Annual Return (%)

6% (Conservative)

10% (Moderate)

12% (Balanced)

15% (Growth)

18% (Aggressive)

Investment Period

Years

Months

Years

Compounding Frequency

Yearly

Half-Yearly

Quarterly

Monthly

Lumpsum Investment Results

Principal Amount ₹0

Expected Returns ₹0

Future Value ₹0

Total Growth ₹0

Growth Percentage 0%

Equivalent in USD $0

Investment Scenarios

6% Return Conservative investments like fixed deposits, government bonds

10% Return Moderate risk investments like balanced mutual funds, blue-chip stocks

15% Return Growth investments like equity mutual funds, diversified portfolio

18%+ Return Aggressive investments like sector funds, high-growth stocks

Understanding Lumpsum Investments

What is Lumpsum Investment?

A lumpsum investment is a one-time investment of a large sum of money into an investment instrument. Unlike SIP (Systematic Investment Plan) where you invest small amounts regularly, lumpsum involves investing the entire amount at once.

Benefits of Lumpsum

• Potential for higher returns in bull markets
• Less administrative hassle
• Full market exposure from day one
• Benefits from long-term compounding
• Suitable for windfall gains or bonuses

When to Choose Lumpsum

• When you have a large sum available
• When market valuations are attractive
• For long-term investment goals
• When you have higher risk tolerance
• During market corrections or dips